DBK × Sari-Sari Aggregator Collaboration

Visual: DBK ecosystem model showing how DBK flows strengthen merchants, remittances, suppliers, and communities.

Civic Circles as Community Infrastructure

Civic Circles are voluntary barangay-level associations inspired by Economic Direct Democracy (EDD). They pool small DBK contributions and remittance flows into a Civic Development Fund. Members vote on community projects (clinics, water, solar, livelihood). Growsari and Packworks can serve as the digital backbone of these Civic Circles by embedding DBK wallets for merchants and patrons. This positions them not only as retail/fintech leaders, but as social infrastructure providers.

Win-Win-Win Benefits

For Growsari/Packworks: New transaction revenue, stronger merchant loyalty, and ESG leadership.

Community Benefits

Stable Payments

For Communities: Access to stable payments, lower remittance costs, and visible development projects.

DBK Adoption Strategy

Mass Grassroots Adoption

For DBK: Mass grassroots adoption, liquidity scaling, and proof of complementary currency utility.

Next Steps

01

Pilot Integration

Explore pilot integration with 10,000 sari-sari stores under CEZA sandbox.

02

Co-design Features

Co-design DBK wallet features for merchants and customers.

03

Revenue Model

Align on revenue-sharing model for remittances, payments, and loyalty programs.

04

Partner Presentation

Jointly present to FMCG partners for campaign sponsorship.

05

Scale Nationwide

Scale nationwide with DBK as a stablecoin settlement rail across 1M+ sari-sari stores.

Strategic Collaboration Overview

DBK × Sari-Sari Aggregator Collaboration Presentation This presentation outlines the strategic collaboration opportunity between DiamondBack (DBK) and sari-sari store aggregator platforms such as Growsari and Packworks. The goal is to show how DBK's hybrid monetary model can enhance their existing ecosystems, create new revenue streams, and strengthen their role as critical infrastructure for financial inclusion in the Philippines.

Shared Mission

Platform Partners

Growsari and Packworks digitize and empower over a million sari-sari stores through e-commerce, fintech, and SaaS solutions.

DBK Innovation

DBK provides the world's first inflation-proof, asset-backed fixed-price coin (1 DBK = 1 USD equivalent).

Together: Build grassroots adoption of DBK while expanding revenue and delivering community uplift.

Why Sari-Sari Stores Matter

1.3M

Sari-Sari Stores

Over 1.3 million sari-sari stores form the backbone of Philippine retail and last-mile finance.

  • Many already serve as cash-in/out agents for e-wallets and remittance hubs.
  • They are trusted, hyper-local access points for both goods and financial services.
  • Partnering with DBK turns sari-sari stores into financial hubs for remittances, payments, and savings.

Revenue Synergy with DBK

DBK integration adds new revenue opportunities for Growsari and Packworks, while reinforcing existing streams:

Remittance Capture

Earn conversion fees when OFW families receive DBK and spend at sari-sari stores.

DBK Settlement Rail

Transaction fees from supplier settlements and merchant payments in DBK.

Microfinance Integration

Support for DBK-denominated microloans, expanding lending/insurance revenues.

Loyalty Programs

FMCGs fund DBK or Royal Token cashback campaigns; platforms take administration fees.

Data Monetization

Premium analytics on DBK usage patterns add new insights for FMCGs and banks.